"JPMorgan lobbied for big loophole on risky trading"
http://www.msnbc.msn.com/id/47396967/ns/business-us_business/#.T648bLNYvng
These people continue to try to make a lot of money without producing anything. There is no good argument for Libertarian economics, no good argument for a capitalist economy, no real good argument for any American dream.
You just can't factor out human nature.