A hurricane proof house.
My friend in the Bahamas has his house right on a point out into the water. Hurricanes go right over him on an average of once a year, sometimes twice, sometimes a couple of years without one. Here are his tricks for his house surviving very, very well. He doesn't worry about it.

Realize there are two types of threat, water and wind. He figures, as do most people, that you are not going to beat the water. He has built his house on poles sunk into the limestone. There is about 10 feet between the water and the ground, although he has a floor down there. No problems.

Regarding wind, he has simple, sturdy, heavy plywood siding and before he leaves he bolts heavy plywood covers over the windows.

The roof is sheeted, and then has 5/8 plywood with a 12" lap, and then covered with coats of epoxy paint. There are no vents coming through the roof.

The first house he built, a concrete foundation with concrete blocks on top of that, was destroyed. The foundation is still there, but the blocks are gone. The water got it. As a matter of fact, pieces of concrete blocks are a main component of beach litter around there. It was out on a place called "Cabbage Point" and is one of the most beautiful settings on Earth. Imagine a tropical cove, sandy beach, rocky outcroppings extending 1000 yards out into the sea on either side of a 500 foot sandy beach.

Anyway, that's his experience.