between hacking, pretexting, and surveillance, privacy is pure illusion.

I have had to cancel debit cards and a couple of credit cards due to fraudulent transactions but the thefts occurred at local convenience stores. Many convenience stores are cesspools of petty crime.

I have not had a problem with internet purchases. Petty thieves seem to work in stores. I suspect internet thieves may be after bigger scores or maybe I have just been lucky.

As for the NSA, CIA, etc., anonymity is your best/only protection.

Some private companies are nearly as good as the government but they are information brokers, not credit card thieves. Someone has to pay them for information and my information is pretty much worthless.