you can or add it as a rider
But really a DJI drone is all I would need in the architecture business. These are lightweight, so I think the liability would not be too high.
When 6 miles from an airport you need to alert the tower and aren't allowed to fly over 500' which is plenty high.
When they were flying my site a month ago, the operators shut down as soon as a helicopter became visible and waited until it disappeared from view. Took us about an hour to get all the shots we needed with their dji and it pretty much flies itself through software.