With healthcare, people can go bankrupt, and if they don't end up homeless, they can be destined for a life of servitude. The same thing is true for the cost of education. I was able to work summer jobs to mostly put myself through college. My total student debt was $2,500. My point is, back then it was actually affordable.

The "system," now more than ever, plays to greed. Landlords profit simply because the cost of rent has gone up astronomically. Rent prices are dictated by investors just coming into the market. The person who owns just a few rental properties follows suit, increasing their rent but incurring no actual cost increase. It's a windfall.

The price of homes increased rapidly within the span of just a few years. In Seattle, your annual income must be $220,000 just to qualify for a mortgage. This places home ownership out of reach for wage-earners. A home used to be the carrot that people worked for. The stick is now far too long to be effective anymore.

The software techno-feudalists did work hard. But they came up with a product with no production costs. The startups can outsource the business acumen if needed and are left with just the cost of overhead. Another windfall.

I don't follow the Gates Foundation, but on the face of it, it looks like Bill is giving back—trying to make the world a better place. The new tech giants have no such agenda, and have something Gates didn't have: a lust for power.