I'm doing a refinance. It'll be my third one since the summer of 2009.
Interest rates are, I believe, at an all-time low, and they can't really go anywhere but up.
House prices are going up here too, and building is going on everywhere, but I live in an unusual area and haven't projected that as a nationwide trend. I don't know how sales are doing, but I do know that the new development where the pumpkin-patch farm used to be sold out pretty quick, and they weren't cheap.
A couple of things are going to happen soon--outside the U.S., and largely outside our control--that are going to put a big ding in our economy. I intend to have things sorted out by then.