Simalar to Mrs. P's routine.
Only she starts cold. No oil, either, but she does add a variety of grains and spices, don't ask me what. Lots of fruit. They have to be steel cut oats, too.
She always makes enough for me even though I'm not a breakfast person. I've asked her to cut back on the ginger or use the garlic press; don't like chunks o' ginger in mine, thanks. Do like a half dozen chocolate chips or M&M's thrown in, though, provides some entertainment. Otherwise no butter, or brown sugar, or milk. Couple cashews ain't bad, either.