re: Same thing, basically.
Once you have money, you have people thinking really hard how to get it. Absent regulation, there's no way to tell people they can't sell debt or insurance or futures or tulip bulbs or whatever they can find a buyer for, and for the highest price they can get. That's just capitalism.
I can't understand how you can hate any sort of government limits on capitalism on the one hand, while on the other hand saying that selling this sort of thing or that is bad.