Is that specific Blue Cross policy the only possible insurance that anyone can buy in that state? Is that still their policy? Are you or she getting the drugs you prefer now? If so, how?

My wife uses an exotic MS medication that would cost hundreds of dollars per injection if we had to pay cash. It's covered. For routine prescriptions, we are given choices between brand name or generic. We have to pay extra for brand name, but it's not a large payment.

Does anyone realize the difference between dealing with hundreds of different competing health insurance companies versus a single monolithic entity? When the nationalized insurance decides you aren't going to get treated, what's left?

I hear a lot of soothing noises about how we're going to have "choices." Every legislative proposal I've seen so far works hard to give the casual observer that impression, but in fact loads so much regulatory and restrictive crap on non-government insurance options that it makes it almost impossible for such programs to survive for more than a short time before going broke or pricing themselves far beyond government alternatives.

Advocates of nationalized health insurance in Washington are openly hostile toward private alternatives, and caught away from the news cameras, many have not been shy about looking forward to the elimination of the industry.