We have loooong retirements now. That should have been adjusted, but wasn't because none of us wanted to take retirement away from the GI generation. We also had a baby boom. That should also have been planned for, but it wasn't, because our generation is feckless and greedy. Hopefully, we'll find something approximating a moral center in old age.

Our federal watchdogs had their teeth pulled during the Reagan and Bush administrations, so a lot of the so-called failures have to do with insufficient oversight.

That's still no reason to throw uninsured people, and suddenly de-insured people with expensive diagnoses, into the morgue's waiting room.