Re: 300% rule
Long term investing is always wise. Putting a small amount in your investments every month--market up or market down--works out best. Since I don't have the bandwidth to study stocks the way they need to be, most of my stuff--the stocks stuff that is--is in various mutual funds. A lot is in an S & P 500 mutual fund, which does not have dazzling perfomance but at least is relatively bulletproof.