re: You are correct.
This does lend itself to the fundamental questions of the universe.
As a guide - we are pretty sure that the Earth is approx. 4.55 Billion Years Old and current models predict the universe is approx. 13 Billion Years Old. Perhaps we have underestimated the age of the (ever expanding?) universe. When will Black Holes take over and start devouring galaxies?
There is much to ponder...
Vince