Just because the government is not stopping you from making bad loans doesn't mean you have to make bad loans. No, you make bad loans because you're greedy and want more business than your competitors. And you take on bad debt because you're greedy, you want more house than you can afford or you want to flip that condo and get rich in real estate.

Now they're trying to blame the victim and claim it's government FORCING banks to lend money to lo-lifes and poor people and (ugh) minorities. Yeah right, the banking crisis is due to welfare mothers and working class Joes who couldn't get a balloon mortgage.

No, the debt crisis is here because the right hates regulation and they're too greedy and too stupid to regulate themselves.