Who said anything about forcing ? Clinton’s input to the CRA act is all that was needed. But you can see how some forced banks below.
NY Post

In February 1990, Illinois regulators held what was believed to be the first-ever state hearing to consider blocking a thrift merger for lack of compliance with CRA. The challenge was filed by ACORN, led by Talbott. Officials of Bell Federal Savings and Loan Association, her target, complained that ACORN pressure was undermining its ability to meet strict financial requirements it was obligated to uphold and protested being boxed into an "affirmative-action lending policy." The following years saw Talbott featured in dozens of news stories about pressuring banks into higher-risk minority loans.

IN April 1992, Talbott filed an other precedent-setting com plaint using the "community support requirements" of the 1989 savings-and-loan bailout, this time against Avondale Federal Bank for Savings. Within a month, Chicago ACORN had organized its first "bank fair" at Malcolm X College and found 16 Chicago-area financial institutions willing to participate.
Two months later, aided by ACORN organizer Sandra Maxwell, Talbott announced plans to conduct demonstrations in the lobbies of area banks that refused to attend an ACORN-sponsored national bank "summit" in New York. She insisted that banks show a commitment to minority lending by lowering their standards on downpayments and underwriting - for example, by overlooking bad credit histories.
By September 1992, The Chicago Tribune was describing Talbott's program as "affirma- tive-action lending" and ACORN was issuing fact sheets bragging about relaxations of credit standards that it had won on behalf of minorities.

And Talbott continued her effort to, as she put it, drag banks "kicking and screaming" into high-risk loans. A September 1993 story in The Chicago Sun-Times presents her as the leader of an initiative in which five area financial institutions (including two of her former targets, now plainly cowed - Bell Federal Savings and Avondale Federal Savings) were "participating in a $55 million national pilot program with affordable-housing group ACORN to make mortgages for low- and moderate-income people with troubled credit histories."
What made this program different from others, the paper added, was the participation of Fannie Mae - which had agreed to buy up the loans. "If this pilot program works," crowed Talbott, "it will send a message to the lending community that it's OK to make these kind of loans."
Well, the pilot program "worked," and Fannie Mae's message that risky loans to minorities were "OK" was sent. The rest is financial-meltdown history.

Bottom line is democratic housing policies and democratic controlled Fannie Mae/Fredie Mac have ruined this economy. They had the opportunity to fix it when complaints from republicans and hearings were had but they denied anything was wrong and blocked attempts to change the system.
Sure not all lenders were pressured into making these bad loans but competition to keep up became the norm as the democrats showed from the evidence in the you tube video that everything was ok and to keep making these loans as they were not willing to regulate there practices.

Franks words once again; The more people exaggerate these problems, the more pressure there is on these companies, the less we will see in terms of affordable housing."

And it is not just loans that hurt people, many had stock investments in FM & FM that went sour from $68 to $1 in a years time. It wasn’t republicans claiming there stock investments with them were ok, but it was republicans who were raising the red flags only to be called idiots for thinking there was a problem.

Funny thing is Bush started raising these red flags in 2001. Wasn’t that when Obama’s now Chief of Staff was CEO of Freddie Mac? Gee, wasn't
all the CEO's Democrats?