re: You missed the whole point
Just as a general rule of thumb, what important human needs and great technical advances in living a good life should NOT be made available to everyone even if they can't pay for it?
Firemen make a crappy analogy.
Firemen correspond to catastrophic health insurance, showing up when something is burning down. I don't have firemen hanging around my house cleaning up flammable rags, keeping the batteries in my smoke detector fresh, or advising me on building materials. And our country isn't spending a trillion dollars a year on firemen.