re: There will always be people who are economically ignorant
I cannot understand why Medicare's current fiscal situation makes no difference at all to those who insist it's a brilliant program. Medicare is supported by millions of young taxpayers who are NOT on Medicare yet, and it's still going broke.
You're deliberately blinding yourself on this issue. You cannot compete with a government that has the specific goal of eliminating the private sector in an industry. The current Congressional attack on the insurance companies--demanding among other things that their books and records be opened for their "competition"--is just the first salvo in showing how a government "competes."