Actually, it is not "his" money
When you are in as much debt as he is, and incurring more debt at breakneck speed, then the finance company has every right to garnish your wages. Just try reminding them whose money it is.
Sadly we don't have any such authority over how we over-spend our cash. But as far as ownership is concerned, the folks who own all the treasury instruments are the ones whose money it is.
