re: Funds are easy and very diversified
My goal is just to get a reasonable long-term return. Trying to make a "killing" is not a good idea unless you can afford to lose the money.
While a lot of publicity was given to people who lost money in companies like Enron, it isn't quite as widely known that a lot of them had voluntarily dumped more of their assets than was wise into such companies because the stock was skyrocketing for a while. Bad idea.