There lays the problem
Ill conceived, exceedingly complicated, vast regulations, unreasonable requirements and inept government control.
The biggest mistake they made was not to let people browse the sites and policies before having to sign up and provide their personal history. Instead the hopes of trapping people into the system was designed for the show of big numbers in enrollment.
"Relax, " said the night man,
"We are programmed to receive.
You can check-out any time you like,
But you can never leave! "
Kind of backfired.
Complication Chart of ACA