1) Yes. Fox, I picked this number because it's the traditional marker of wealth although getting less and less wealthy every year. However, it still represents IMO the level at which you can live an upper middle class life style in most places without ever having to work again.

2) Very detailed. People don't plan to fail, they fail to plan. You won't get there without a plan. If you can make the big bucks it's easy, but you still have to plan to get those jobs. Middle class people can do it as well with careful financial planning.

3) Yes but NA since 2 yes. Retirement for me will not be one long vacation. It will be working at what I want to work at with the freedom to say take this job and shove it whenever I feel like it. I will either work as a volunteer or find a job that suits me better than the jobs I've had so far.

4) Ahead of plan. Beating the average 12% return I based my plan on 16 years ago. My best estimate is about a 13.5% average return. If I keep on exceeding expectations my plans are to set up a trust for my descendents to help them choose any career they desire in science, engineering, or education without fear of being stuck in a relatively low paying job.

5) Not me.

6) Yes, looks like a sure bet if past success (no guarantee as they say) is duplicated in future.

7) 1 and 3 are basically the same IMO and how I define financial success. I can see how those who want a higher degree of freedom might define it differently though. A single person can afford a lot more risks. Health is a major factor as well in enjoying your senior years and that BMI is something I need to work on to keep it.

8) Does for me. The lack of participation suggests most are uncomfortable regardless or just don't care to discuss this topic.