Spend some time going over the details in the links. The credit is kind of like education vouchers - it gives people the money and lets them make their own decisions. This will be hated in Washington because such methods keep the decisions in the hands of individuals, not the State.

You might have noticed that those feeble health savings accounts and flex spending programs that exist right now are now being slowly phased out. This is part of the government allergy to individual choice and reduction of state power.

The more individual choices and market forces can be brought back into the health care system, the lower prices will go. With some of these ideas, for once the feedback will be headed in the right direction. Ryan's ideas are not perfect, but they go a long way to beginning to slowly steer America away from growing statism and back toward liberty.