But it's very rare to be able to trace the story like that, with such certainty. It's still a good idea to be skeptical.
If by "deductible" you mean yearly cap, $500 is very good. The ACA standard is $6,530 a year, or about $500/month. I'll bet he could shop the exchange and find a lower premium with a higher cap...but he should be careful if he has a known need for medical care, trading away the cap could cost money.
One other thing strikes me: The increases started in 2012, and they've been a uniform $250, which is a declining percentage one to the next (i.e., it's not going up like compound interest). Something is slowing the rate of increase of his premiums...wonder what that might be?
Also, he's a retiree...how close is he to Medicare? All his troubles go away once he joins a large national single-payer plan like Medicare.
You don't have to apologize for your son. "Cooking the numbers" implies deliberate intent, but even if he meant to deceive, that's not really your fault.
Current Events » in reply to There *was* a descrepancy, you and alcaray were absolutely right!!!
I guess I was wrong to call it "unverifiable"
The whole thread (63 posts)
- I rejoice in our healthcare!
- Okay...so correct me...PLEASE...if I am wrong
- Notice the smooth transition, Jody?
- Your post is incomprehensible to me. I would help if I could.
- S'all good. You and your ilk have done quite enough already.
- You made an extravagant claim. You gave no foundation for it.
- Not extravagant.
- Who ya gonna believe?
- Don't believe everything you read on the internet.
- And PS
- Not extravagant.
- You made an extravagant claim. You gave no foundation for it.
- S'all good. You and your ilk have done quite enough already.
- Another way to look at it...
- #1 in cost, #37 in outcomes. And some people love the status quo.
- Why did it go up? n/t
- Ours went up $400 a month
- You went through the CA exchange, and shopped, right?
- I have employer-provided insurance, and it's Health Net.
- Lots of folks benefit from the competetive listings on the exchanges. You don't have to earn the subsidy to benefit.
- There have been competitive listing websites online for years.
- If ACA did nothing new then never mind.
- Re: If ACA did nothing new then never mind.
- A lot of people are finding respectable savings, and improved policies.
- Numbers
- Statistics
- Assumptions
- 9 million.
- Wait until the employer mandate hits.
- Statistics
- Numbers
- A lot of people are finding respectable savings, and improved policies.
- Re: If ACA did nothing new then never mind.
- If ACA did nothing new then never mind.
- There have been competitive listing websites online for years.
- Lots of folks benefit from the competetive listings on the exchanges. You don't have to earn the subsidy to benefit.
- I have employer-provided insurance, and it's Health Net.
- You went through the CA exchange, and shopped, right?
- Okay...so correct me...PLEASE...if I am wrong