re: It's all about money.
I found that interesting Tech. I wondered about this myself.
From the girls whom I know who work for doctors, insurance is just a nightmare for them to handle. And this doctor was recommended to me by my Workman's Comp doctor who works STRICTLY for the insurance companies. Although he was good, he reminded me of a whore of sorts, but I won't get into it here.
I was tempted to get into it with him yesterday but realize the insurance companies and their lackeys are pretty inpenetrable as a human species anyway.