Oh, and add in
The credit crisis, the fact that it turns out that most of our banking system was disasterously mismanaged for years, an unstable middle east and us stuck in an interminable land war that is having a large array of economic blowbacks, and a Fed reserve system whose answer to any of the many and manifold finance crisies is to nationalize loss and privetize profit .....
Yeah, heckuvajob.