I agree
If the banks fail because we didn't bail them out then they fail. Personally I don't think its as bad as they are saying it is. The banks got us into this mess by their own greed, they can take the fall for it. We need to go back to a time when you couldn't buy a house without 20% down. We need to quit buying so much crap on our credit cards. We need to learn how to save up for something and then buy it, just as our grandparents did.