We have Air Ambulance Service coverage in place permanantly, and we get travel insurance specific for the trip.
The potential for catastrophic expenses is too great, and the cost of the coverage is very low.
I use the same Air Ambulance coverage for all of our employees, as a supplement.
When I found out just how hard and pricey it can be to move sick or injured people around, and I found that we could provide family coverage anually for less than $400, it was just too good to pass up.
We see it as lawsuit prevention for workers: if they or their families are travelling and do need that kind of service, having a professional group available that knows how to transport to the hospital of their choice could be very valuable.
Ed