I'm not talking about those.
I have a HSA at my bank, and I put $20/wk into it. It goes in via direct deposit. It's pretty much just like a regular savings account, but the more money that's in it the more interest it earns. Should I have to go into the hospital, then the money is there (or a large chuck depending on how much I've put in) to meet my deductable.
I've had it for about three years now and haven't had any medical emergencies, so it's accumulated a fairly large amount of money.
