My opinions
My opinions were arrived at over almost four decades of studying and thinking about these things. I've read a lot of books and papers on the subject, so I can't say all my information or insights are original to me, any more than a physicist can claim to have invented Newton's laws.
But there aren't a lot of places you can go on this particular subject where I haven't been.
If you're implying that I'm a paid shill for somebody, and it wouldn't be the first time (on several boards), I only wish I was making money doing this. It is flattering though.