Good grief, who do you work for?
Almost everyplace around here in Silicon Valley offers pretty decent 401-type retirement benefits (usually some form of matching funds.) It ain't a full pension, but it's something. Maybe you were referring to old-fashioned pensions in your statement.
I've got a SEP-IRA, being self-employed. Also, in my line of work, "retirement" isn't really part of the picture, unless I get too old to move a mouse around.
