Good God, get a refund! :)
You were the one complaining about the profits in the private loan system. You've also complained about profits in the health care system. We're up to about a sixth of the economy so far. So where do you NOT have a problem with profits?
Subsidies, direct or indirect, raise prices. That's an economic law. It has been well demonstrated in college costs, medical costs, and housing costs. After a while, it becomes impossible to pay for these things without the subsidies, and nobody will tolerate the idea of backing away from the concept, even a little bit.
My company hired an MBA from Harvard, once. Wish we hadn't. In the private space business, "Harvard MBA" has become kind of a running joke.