I'm not sure what you mean.
My previous $10,000 personal number was total spent both by my insurer and by me out of pocket.
Those ADA numbers are also total spending per patient; I don't know what the out of pocket - insurer payment breakdown is.
The point of that earlier post, though, was to point out that for someone with a condition like diabetes, premiums for individually risk-rated insurance would have to AT LEAST cover the expected routine costs of a known chronic condition, and go up from there. An insurer would be nuts to charge a diabetic less than $1,000/month since they'd be almost certain to lose money on the deal. Adding in risks of non-routine expenses and conditions not related to diabetes and $1,500 to $2,000/month for an individual look pretty realistic.
Current Events » in reply to "Costs" and "expenses" are not the same thing.
re: "Costs" and "expenses" are not the same thing.
The whole thread (49 posts)
- Solutions for healthcare
- You gotta ration care to somebody
- Healthcare and unintended consequences
- Which one of those health care ideas are endorsed by the GOP leadership?
- Admmittedly the GOP does have a plan: Those who can pay get treated.
- Btw, more on costs (diabetes)
- Works for whole foods