High deductible plans make sense for a place like Whole Foods, with a very young workforce.
Try to impose that in my workplace, where the age range is about 40 - 65 with a late 50s median, and you'd have a riot. Well, not quite since a lot are retired military with lifetime free government care that they are generally quite happy with, but certainly a riot among the rest of the group. Even for the ones without chronic conditions just the recommended regular tests for someone that age will eat up that deductible quickly (how much are colonoscopies and mamograms?) .
Sure, if you save enough money on the premiums to give me a raise to cover the increased deductable then I'm indifferent. But for a group like that you won't be get such a big savings (the difference between indemnity and catastrophic is a lot larger for young people who don't have many routine costs), and plenty of places look more like mine than like Whole Foods.
And of course there's the usual individually-rated problem of people with chronic conditions, or even just what you do with healthy 60-65 year olds who by statistics alone have very expensive risk profiles.
But I do love his self-serving plug at the end for how you'll live to 100 if you shop at Whole Foods!
Current Events » in reply to Solutions for healthcare
Works for whole foods
The whole thread (49 posts)
- Solutions for healthcare
- You gotta ration care to somebody
- Healthcare and unintended consequences
- Which one of those health care ideas are endorsed by the GOP leadership?
- Admmittedly the GOP does have a plan: Those who can pay get treated.
- Btw, more on costs (diabetes)
- Works for whole foods